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@media(max-width:1100px){#site-nav{gap:18px}.hero-grid{gap:38px}.hero h1{font-size:62px}.article-layout{grid-template-columns:minmax(0,1fr) 270px;gap:35px}.tool-banner>div:first-child{padding:35px}.tool-banner h2{font-size:36px}.compare-panel{grid-template-columns:1fr 1.5fr}.guide-section .card-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{gap:25px}.brand{font-size:21px}}
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@media(max-width:600px){body{font-size:16px}.wrap{width:calc(100% - 36px)}.topbar{font-size:8px}.topbar .wrap{padding-block:7px}.header-inner{min-height:76px}.brand{font-size:21px}.brand svg{width:34px;height:34px}.brand small{font-size:8px;margin-top:5px}#site-nav{top:76px}.hero{padding:40px 0 48px}.hero-grid{grid-template-columns:1fr;gap:38px}.hero h1{font-size:53px;margin:20px 0 23px}.hero .eyebrow{font-size:9px}.hero-copy>p{font-size:16px;margin-bottom:25px;max-width:95%}.hero-actions{gap:18px}.hero-actions .button{font-size:12px;gap:22px;min-height:50px;padding:13px 17px}.hero-actions .text-link{font-size:11px}.hero-points{margin-top:22px}.hero-art{width:93%;margin-left:auto}.hero-art>img{aspect-ratio:1.25;border-radius:20px 20px 60px 20px}.hero-art:before{top:-7%;right:-8%}.hero-sticker{left:-14px;padding:13px 16px}.hero-photo-note{font-size:7px}.section{padding:49px 0}.section-heading{align-items:start;flex-direction:column;gap:17px;margin-bottom:25px}.section-heading h2{font-size:33px;max-width:95%}.section-heading .eyebrow{font-size:9px}.topic-section{padding:45px 0}.topic-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:11px}.topic-card{padding:19px 16px;min-height:244px;border-radius:10px}.topic-icon{width:35px;height:35px;font-size:20px;margin-bottom:17px}.topic-card h3{font-size:17px;line-height:1.2;margin-bottom:12px}.topic-card p{font-size:11px;line-height:1.65;margin-bottom:18px}.card-bottom{font-size:10px}.topic-card .card-bottom{gap:7px}.compare-panel{padding:25px 21px;border-radius:13px}.compare-panel h2{font-size:27px}.compare-panel p{font-size:12px}.compare-form{grid-template-columns:1fr 1fr;gap:13px}.compare-form label:nth-of-type(3){grid-column:1/-1}.compare-form label{font-size:10px}.compare-form input,.compare-form select{font-size:13px;height:46px}.compare-form .button{min-height:50px;font-size:12px}.compare-panel>small{font-size:9px}.compare-wrap{margin-bottom:0}.card-grid,.guide-section .card-grid{grid-template-columns:1fr;gap:21px}.card-image{aspect-ratio:1.55}.card-copy{padding:23px}.card-copy h3{font-size:24px}.card-copy p{font-size:13px;margin-bottom:25px}.card-copy .card-bottom{font-size:11px}.tool-section{padding:0 0 50px}.tool-banner{grid-template-columns:1fr;border-radius:17px}.tool-banner>div:first-child{padding:31px 25px}.tool-banner h2{font-size:34px}.tool-banner p{font-size:13px}.tool-banner .hero-actions{gap:19px}.tool-image{min-height:0;height:250px}.guide-section .card-copy h3{font-size:24px}.guide-section .card-copy{padding:23px}.approach-grid{grid-template-columns:1fr;gap:29px;margin-top:29px}.approach-grid>div{display:grid;grid-template-columns:36px 1fr;gap:0 15px}.approach-grid>div>span{grid-row:1/3;margin:0}.approach-grid h3{font-size:21px;margin:5px 0 13px}.approach-grid p{font-size:13px}.site-footer{padding-top:44px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 26px}.footer-grid>div:first-child{grid-column:1/-1}.site-footer p{margin:17px 0}.site-footer .footer-note{max-width:330px}.footer-grid strong{font-size:12px;margin-bottom:18px}.footer-grid>div>a:not(.brand),.footer-grid .text-button{font-size:10px;line-height:1.6}.footer-bottom{flex-direction:column;gap:7px;font-size:8px;margin-top:27px}.breadcrumbs{font-size:10px;padding-top:24px;gap:9px}.article-header{padding:31px 0 27px}.article-header h1,.listing-header h1{font-size:39px;line-height:1.09;margin:15px 0 22px;letter-spacing:-.04em}.article-meta{font-size:9px;gap:8px 15px}.article-cover img{aspect-ratio:1.4;border-radius:12px}.article-content{font-size:16px;line-height:1.85}.article-content h2{font-size:28px;margin:37px 0 20px;line-height:1.2}.article-content h3{font-size:22px}.article-figure{margin:27px 0}.article-sidebar{grid-template-columns:1fr}.partner-box{padding:27px}.partner-box p{font-size:13px}.partner-box .button{font-size:13px}.aside-card h2{font-size:27px}.listing-header{padding:30px 0 34px}.listing-header>p{font-size:15px}.topic-pills{gap:7px;margin-top:25px}.topic-pills a{font-size:9px;padding:7px 11px}.search-form{gap:8px}.search-form .button{font-size:11px;padding:12px}.search-form input{font-size:12px;padding:12px}.reading-page{padding-bottom:43px}.calculator{grid-template-columns:1fr;margin:0 0 36px;border-radius:14px}.calculator-inputs,.calculator-result{padding:28px 23px}.calculator h2{font-size:29px}.calculator-result>output{font-size:49px}.calculator-result>.button{font-size:12px}.field-grid{gap:18px}.calculator-result dl>div{font-size:12px}.tool-explanation{padding-bottom:30px}.tool-explanation h2{font-size:26px}.tool-explanation p{font-size:14px}.privacy-panel{left:12px;right:12px;bottom:12px;padding:20px;max-width:none}.privacy-panel p{font-size:11px}.privacy-actions{gap:8px}.privacy-actions .button{font-size:10px;padding:10px;flex:1}.pagination .page-numbers a,.pagination .page-numbers span{padding:8px 11px;font-size:11px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{transition:none!important;animation:none!important}}

/* Reference-led hero and overlapping topic deck, with the site's own indigo palette. */
.hero{background:#202f78;color:white;padding:55px 0 94px}.hero-grid{display:block;position:relative;min-height:445px}.hero-copy{position:relative;z-index:3;width:55%;max-width:660px}.hero .eyebrow{color:#e6eccf}.hero .small-dot{background:var(--lime)}.hero h1{font-size:70px}.hero h1 em{color:var(--lime)}.hero-copy>p{color:#e1e5f7;max-width:455px}.hero .button{background:var(--lime);color:var(--blue-dark)}.hero .button:hover{background:#effbc8}.hero .text-link,.hero-points{color:white}.hero-points span:before{color:var(--lime)}.hero-art{position:absolute;top:-55px;bottom:-94px;right:-8vw;width:65%;padding:0}.hero-art>img{width:100%;height:100%;aspect-ratio:auto;object-fit:cover;border-radius:0;object-position:60% 50%}.hero-art:before{display:none}.hero-art:after{content:'';position:absolute;inset:0;background:linear-gradient(90deg,#202f78 0%,#202f78e8 7%,#202f7840 35%,#202f7800 64%);z-index:2}.hero-sticker{display:none}.hero-photo-note{z-index:3;right:15%;bottom:53px;color:#fff;background:#172044dd;padding:2px 6px;border-radius:3px}.topic-section{position:relative;z-index:4;padding:0 0 60px;margin-top:-40px}.topic-section>.wrap{background:#f5f7fc;border-radius:20px;padding:32px;box-shadow:0 13px 35px #1720440b}.topic-section .section-heading{margin-bottom:25px}.topic-section h2{font-size:32px}.topic-section .topic-card{min-height:205px;border-color:transparent;box-shadow:0 3px 14px #17204405}.topic-section .topic-icon{margin-bottom:15px}.topic-section .topic-card p{margin-bottom:17px}.topic-section .topic-card:hover{border-color:#8c99cb}
@media(max-width:1100px){.hero h1{font-size:62px}.hero-copy{width:57%}.hero-grid{min-height:425px}.hero-art{width:66%}}
@media(max-width:900px){.hero{padding:47px 0 83px}.hero h1{font-size:53px}.hero-copy{width:59%}.hero-art{top:-47px;bottom:-83px;width:65%;right:-7vw}.hero-grid{min-height:395px}.hero-copy>p{font-size:15px}.hero .hero-actions{gap:17px}.hero .hero-actions .button{font-size:12px;gap:17px}.hero .hero-actions .text-link{font-size:11px}.topic-section>.wrap{padding:25px}.topic-section .topic-card{padding:21px;min-height:225px}.topic-section h2{font-size:29px}}
@media(max-width:600px){.hero{padding:35px 0 70px}.hero-grid{min-height:0}.hero-copy{width:100%;max-width:none}.hero h1{font-size:54px;margin-top:21px}.hero-copy>p{font-size:16px;max-width:97%}.hero .hero-actions{gap:16px}.hero-points{font-size:9px}.hero-art{position:relative;top:auto;bottom:auto;right:auto;width:100%;height:245px;margin:30px 0 0;border-radius:14px;overflow:hidden}.hero-art>img{object-position:center 40%}.hero-art:after{background:linear-gradient(0deg,#202f7840,transparent 40%)}.hero-photo-note{right:10px;bottom:9px;font-size:7px}.topic-section{margin-top:-35px;padding-bottom:45px}.topic-section>.wrap{width:calc(100% - 24px);padding:24px 16px;border-radius:15px}.topic-section .section-heading{margin-bottom:24px}.topic-section h2{font-size:30px}.topic-section .topic-card{min-height:235px;padding:18px 14px}.topic-section .topic-card h3{font-size:17px}.topic-section .topic-card p{font-size:11px}.topic-section .topic-grid{gap:10px}}

.partner-box{display:block;transition:transform .25s,box-shadow .25s,border-color .25s}.partner-box:hover{transform:translateY(-5px);box-shadow:0 15px 32px #17204415;border-color:#8c99cb;color:var(--ink)}.tool-banner{transition:transform .28s,box-shadow .28s}.tool-banner:hover{transform:translateY(-5px);box-shadow:0 20px 45px #17204418;color:var(--ink)}.tool-image{overflow:hidden}.tool-image>img{transition:transform .5s}.tool-banner:hover .tool-image>img{transform:scale(1.035)}@media(prefers-reduced-motion:reduce){.partner-box,.tool-banner,.tool-image>img{transition:none!important}}

[hidden]{display:none!important}

@media(prefers-reduced-motion:reduce){.story-card:hover,.topic-card:hover,.aside-card:hover,.partner-box:hover,.tool-banner:hover,.story-card:hover img,.story-card:hover .card-arrow,.tool-banner:hover .tool-image>img{transform:none!important}}